IKSM Technology

Welcome to IKSM Technology (“we”, “our”, or “us”). These Terms and Conditions (“Terms”) govern your use of our website https://iksmtechnology.com (the “Site”) and all mobile applications and related services developed or published by IKSM Technology (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

1. Acceptance of Terms

By downloading, installing, or using any of our apps or visiting our website, you:

• Acknowledge that you have read and understood these Terms,
• Agree to comply with all applicable laws and regulations, and
• Accept these Terms as a legally binding agreement between you and IKSM Technology.

If you are using the Services on behalf of an organization, you represent that you are authorized to accept these Terms on its behalf.

2. Eligibility

You must be at least 13 years old to use our Services. If you are under 18, you must have permission from a parent or guardian.

3. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You must not:

• Use the Services for fraudulent or harmful activities
• Attempt to reverse engineer, copy, or modify our apps or website
• Use automated systems (e.g., bots, scripts) to access or disrupt our Services
• Upload or share content that is illegal, abusive, defamatory, or violates the rights of others

Violation of these rules may result in suspension or permanent termination of your access.

4. Intellectual Property Rights

All content, trademarks, logos, design, code, and other intellectual property appearing in our apps and website are the property of IKSM Technology or its licensors.

You are granted a limited, non-exclusive, non-transferable, revocable license to use our apps and website solely for personal or business use as intended. You may not reproduce, distribute, or modify any part of our Services without written permission from us.

5. User Accounts (if applicable)

Some of our Services may require you to create an account. You agree to:

• Provide accurate and complete information during registration
• Keep your login credentials confidential
• Take responsibility for all activities under your account

We are not liable for any loss or damage arising from unauthorized access to your account.

6. Third-Party Services

Our apps and website may integrate third-party tools or services such as:

• Google Play Services
• Firebase Analytics or Crashlytics
• Google Maps API
• Payment gateways (e.g., Razorpay, Paytm, Stripe, etc.)

Your use of these services is subject to their respective terms and privacy policies. IKSM Technology is not responsible for the actions, data handling, or performance of third-party services.

7. Payments and Subscriptions (if applicable)

If our apps or services include paid features or subscriptions:

• Payments are processed securely through authorized third-party payment gateways.
• You are responsible for ensuring payment information is accurate and up to date.
• All purchases are final and non-refundable unless required by law or explicitly stated otherwise.

8. Limitation of Liability

To the maximum extent permitted by law, IKSM Technology and its directors, employees, and partners shall not be liable for:

• Any indirect, incidental, special, or consequential damages,
• Loss of data, profits, or business opportunities,
• Or damages resulting from your use or inability to use our Services.

All Services are provided on an “as-is” and “as-available” basis without warranties of any kind, whether express or implied.

9. Disclaimer of Warranties

We strive to ensure accuracy and reliability, but we do not guarantee:

• That our Services will be error-free or uninterrupted,
• That defects will always be corrected, or
• That our Services are free from harmful components or third-party interference.

Your use of the Services is at your own risk.

10. Termination of Use

We reserve the right to suspend or terminate access to our Services at any time, without notice, if you violate these Terms or engage in unlawful activity. Upon termination, your right to use the Services will immediately cease.

11. Indemnification

You agree to indemnify, defend, and hold harmless IKSM Technology, its employees, directors, and affiliates from any claim, damage, loss, or expense (including legal fees) arising from:

• Your misuse of the Services,
• Your violation of these Terms, or
• Your infringement of any third-party rights.

12. Changes to These Terms

We may update or modify these Terms from time to time. The revised version will be posted on our website with an updated “Last Updated” date. Continued use of our Services after any modification constitutes acceptance of the new Terms.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts located in Sangli, Maharashtra, India.

14. Contact Us